Permits are a necessary part of getting your roof replaced. If your contractor has asked you to pull the permits for your project, you need to consider the consequences. Ultimately, the party who pulls the permit is responsible for the work to be done in accordance with the Universal Building code. Homeowners who do not have the proper permits pulled for a project have had issues with refinancing, insurance for property, resale values decreasing, additional city and/or state fines, and even sometimes facing having to redo the entire project. Therefore, if the contractor did not pull the permit, they are not responsible for the work, you are. A contractor must be licensed in order to obtain a permit. This is why it is so important to hire a licensed contractor.