When harsh Northern Michigan weather strikes, it’s not uncommon for homeowners to experience roof damage in Traverse City. From heavy snow loads to spring storms and high winds off Lake Michigan, the elements can take a serious toll on your home’s first line of defense—your roof.
Unfortunately, dealing with roof damage often means navigating the complex process of filing an insurance claim. At Herbert Roofing, we’re not just roofing experts—we’re also here to guide homeowners through the insurance claim process to help them recover quickly and confidently.
In this blog, we’ll explain everything you need to know about filing a claim for roof damage in Traverse City, including common types of damage, what to do after a storm, and how our team can support you every step of the way.
Common Causes of Roof Damage in Traverse City
Traverse City’s diverse climate makes roofs vulnerable to a variety of damaging elements:
- Ice Dams: Formed by melting snow that refreezes at the eaves, causing water to back up under shingles.
- Heavy Snow Loads: Can cause structural stress or leaks if the roofing system isn’t adequately ventilated or insulated.
- Hail and Windstorms: Hailstones can crack shingles, and strong winds can tear them off entirely.
- Falling Branches or Trees: Common after high winds or snowstorms, especially in wooded neighborhoods.
If not addressed quickly, these issues can lead to leaks, moisture damage, and even mold growth. That’s why it’s critical to act fast when you suspect roof damage in Traverse City.
Step-by-Step Guide to Filing a Roof Insurance Claim
Filing an insurance claim doesn’t have to be stressful—especially with a trusted roofing partner like Herbert Roofing. Here’s how the process typically works:
- Inspect the Roof After a Storm
Once it’s safe, check for visible signs of damage. Look for missing shingles, hail dents, or water stains on ceilings. However, climbing on your roof can be dangerous, so call Herbert Roofing for a free roof inspection. We’ll safely assess and document the damage with photos and written notes.
- Contact Your Insurance Company
Notify your insurance company as soon as possible. Most policies have a limited window for filing claims after a damaging event. Your provider will ask for initial information about the incident.
- Schedule an Insurance Adjuster Visit
Your insurance company will assign an adjuster to evaluate the damage. Having your Herbert Roofing expert present during this inspection is a good idea to ensure that all damage is properly documented and nothing is overlooked.
- Review Your Coverage
Policies vary, but most homeowners’ insurance will cover sudden, accidental damage caused by storms or falling objects. However, damage from neglect or wear and tear may not be included. We’ll help you understand your policy language and ensure you get the compensation you’re entitled to.
- Get a Professional Roofing Estimate
After the adjuster’s visit, your next step is to obtain a written estimate. Herbert Roofing will provide a detailed, honest quote for all necessary repairs or roof replacement—based on the latest industry standards and Traverse City building codes.
- Complete the Repairs
Once approved, we’ll get to work quickly. Our Traverse City crew is licensed, insured, and experienced in handling roofing systems. Whether you need spot repairs or a full replacement, we’ll ensure your home is protected again.
Why Work With Herbert Roofing?
With over 50 years of experience serving Michigan communities, Herbert Roofing is proud to be Traverse City’s trusted roofing contractor. Here’s how we make a difference:
- Local Expertise: We understand the unique weather patterns that cause roof damage in Traverse City—and how to protect your home from them.
- Insurance Claim Assistance: We know how to communicate effectively with adjusters and advocate for fair compensation.
- Certified & Professional Crews: We’re a GAF-certified contractor and stand by our workmanship with industry-leading warranties.
- Transparent Process: From your initial inspection to the final shingle, we keep you informed every step of the way.
Tips to Prevent Future Roof Damage
After repairs are complete, consider taking these proactive steps to minimize future roof problems:
- Schedule Annual Roof Inspections: Especially after winter or storm season.
- Clean Gutters Regularly: Clogged gutters contribute to ice dams and water damage.
- Trim Nearby Trees: To avoid branch damage during high winds.
- Improve Attic Ventilation and Insulation: Helps prevent ice dams and extends roof lifespan.
Need Help with Roof Damage in Traverse City?
If your home has recently been impacted by storms, hail, or snow—and you’re unsure where to start with your insurance claim—Herbert Roofing is here to help. Our team proudly serves homeowners throughout Traverse City and Northern Michigan, offering fast inspections, expert repairs, and guidance through the claims process.
Let us remove the stress from the situation and restore your peace of mind.
Call us today or schedule your free inspection online.